smashrepairs.net is FOR SALE
feed
by Kris Reid  June 7, 2010 11:03 pm

I have a 1995 3000gt sl that I bought a couple of years ago for about $5.5K. Its my baby and I kept it well maintained and did tons of upgrades. About two weeks ago some idiot ran a stop sign and smashed in to my passenger side.. needless to say there is some serious body damage. The isurance agent contacts me and tells me my car has been declared a total loss and they offered me $2000. What!!!!.. When i called her I find out that my car has been totaled once before in 2003 and b/c of that I only get the salvage value for it. This is absolutely ridiculous because even if the car was totaled before.. it had been fully restored before i bought it. Now if I take the $2000 then i cant even get the car repaired nor buy another one close to same condition. It just feels like I got screwed hard all b/c some idiot ran the stop sign…. Mind you 3000gt’s are stop production since 99 and these cars get restored all the time..shudnt mean that my baby was only worth $2000 dollars. Is there anything I can do about this to get some more money or prove my car was worth more. The car is mechanically still fine.,.. the only damage was to the door and side fender. If i cant get any more money then wats my best option… sell it or part it or fix it up….

by Kris Reid  June 6, 2010 7:02 pm

Wife’s coworker was fired, and during an irate and speedy exit he smashed her front end, and now we are having multiple computer issues with the car.
She immediatly filed a police report in Manchester, NH but after a phone call this morning we have no confidence that this guy will be apprehended (security at her job had the guys info so Manchester police didn’t consider it a hit & run, despite him fleeing the scene of accident)

Should I hire an Attorney? What can I do about repair costs?? Should I be complaining about the level of police cooperation in this matter??

by Kris Reid  May 23, 2010 3:02 am

My friend and I damaged a parked car while playing baseball. The windshield was smashed and the hood was dented. The owner of the car went through her insurance and was required to pay her $500.00 deductible. My friend and I gave her the $500.00 for her deductible and she was happy. A week later her insurance company mailed us a letter saying we had to reimburse them for the repair costs on the car. Is there any way we can get around this? If the insurance company also asks for us to pay for her deductible (which we already paid her directly) can we avoid this?

by Kris Reid  May 22, 2010 3:06 am

Last week, I had my husband’s car parked up at work and I was notified that our car was broken into. The passenger side window was smashed and the thief took our GPS unit. The repair for the window cost 240 and the unit itself would be about 500. My husband call our insurance company and they said they wont cover it because we have a 500 dollar deductible for auto insurance and the GPS is considered home insurance which is 1,000. Is there anything that can be done to have insurance pay for this? I mean we want my company to be responsible for it but they are saying this isn’t there issue. Any help would be great
Thanks

by Kris Reid  May 16, 2010 7:24 am

OK – so it was this lady’s fault, smashed right into him. She’s admitted was her fault and she has full insurance, my son only has 3rd party.
Both doors and pillar damaged (maybe structural as well)
It’s not an expensive car, my son is 17 – first car, couldn’t afford a flash one – anyhow, so I would think the repairs would outweigh the cost of the car.

So does Insurance only pay out the market value only, or market value plus a bit more, or trade in value…

What could I expect as I’ve never dealt with Insurance before, just heard they screw everyone over :-(

Thanks.
What I mean about ‘extra’ is we’ve just spent a grand on it in the past 4 months, engine work done and brand new radiator etc….

by Kris Reid  May 15, 2010 3:07 pm

The guy had an insurance card and my husband copied all the info. We found out today his policy was no good. His car was messed up worse than ours. We have an 84 Blazer that was in great condition. Now it has a broken tail light and the bumper is pushed up on one side. His whole front end is smashed. But, we feel he should be held responsible for what he did. The accident was 3 weeks ago, can I report him to the cops for giving us false info. Or report him to MVD for having no insurance? Cops in AZ don’t do a police report unless there are serious injuries, so we never got one. No wonder the guy didn’t stick around for the cop to arrive, since he was not insured. How can we get repairs paid for now? We know where he lives because he lives around the corner from my mother. He was about 100ft from his house when he hit us at a stop sign. Should we just go to his house with an estimate in hand and threaten a suit against him if he doesn’t pay?

by Kris Reid  May 13, 2010 3:02 am

My tub on 2nd floor overflowed and did damage to kitchen ceiling, a little to walls, and some in bathroom. I woke up to the smell of smoderomg wires. I call 911 and go outside with baby. Fire department pulls two fuses (of 8) I call my insurance company, and the doorknob head adjuster comes. First he’s not going to pay for a motel, but I tell him that the fans his “cleaning and restoration” company set up are blocking the doorway, where they have to be, so I don’t have a legal exit, it’s obstructed. Also, I don’t need plaster falling on the baby’s head–I can’t be moving the stove and fridge every time I need a plate out of the cabinet. Restoration company had 3 huge fans and a dehumidifier almost as big as my stove in my small kitchen. Then he tells me that the restoration company is going to do the repairs–I said: “NO WAY!” and didn’t sign an;ything that even allowed to get an estimate. So a few weeks went by –I got one bid that expired after 10 days. I was waiting for doorknob head adjuster to let me know how much he had paid restoration company to dry out my kitchen–and I had some other pressing matters having to do with work comp–had deadlines to meet. I know I have 6 months at least on the house claim. Friday, I get a letter in the mail from doorknob head, and a check for $804. He says the resotration company can sheetrock 1/3 of the ceiling for that. He paid them $3000 to set up a few fans and knock down about a 4×4 area of wet plaster ceiling , about 1/4 of my ceiling. Now I’m FLIPPIN! For the $3000 plus the $804–I could have done it myself, and had a whole new kitchen! I’m just not sure if I have replacement insurance–I should. I called the agent I deal with and told her I wouldn’t accept that, and she said I had too–that I never called doorknob head back so he got the estimates, even though I told him the cleaning/restoration company wouldn’t be doing any work after the “drying out.” I told her : “Know way–this house is going to get fixed right and it’s going to be safe–you’re getting me a whole new piece of sheet rock, and there is bathroom damage and there are electrical safety concerns that have NOT been addressed. She told me I could cash the check and do whatever I wanted. I know that to cash the check would mean that I accept the $804 as a settlement. Who do I talk to next–should I demand another adjuster? I know I have to get another estimate, and that shouldn’t be a problem. Should I contact the State Commisoner of Insurance! Looks like the only ones into insurance fraud are the insurance companies. This SKS Every day plaster is falling from the slats in the exposed area, my kitchen light is down, and my upstairs toilet is laying on it’s side. My homeowners’ deductible is $250, so that’s not a big deal, but how can I tell if I have replacement? I read that policy over and over, and most of it is still like a can of worms. A friend who used to sell insurance said I have the right policy, but he couldn’t tell, either. Their forms change every few years. Do I have six months to accept? If I call the commissioner, will they burn my house down, or just raise my rates or cancel me? I’ve been in my old house 27 years, and other than a couple of trees go down, I’ve only had one small claim in the mid 80′s. Then this Friday, somebody also smashed out my windshield–same insurance company–it’s fixed already, but I have to fix a headlight, too. Can anybody please be my free lawyer but on a contingency basis, who is a bulldog in court? I have the house claim, the car claim, the work comp claim, a medical malpractice claim, and a labor law claim for wrongful termination. I’m on unemployment. Worked for my company for 7 years, and was never going to buy a car while I worked for them, but I January, my old car threw a rod, and I had to have a car. Hard to pay car and house payments on UCI, grandson lives with me–I think I’m screwed! Can’t even get a jewler to give me half way decent price for my wedding ring! I just hope I can hawk my house for the malpractice and labor law claims, or I’m screwed again. I won’t be able to hang onto my house if I can’t convince a jury, and I can be convincing. I have good documentation from at least 6 of the 7 years I worked for my company. Will attorneys ever accept houses as collateral, and work contingently until we win? I’m a 57 year old single mom, and now have my daughter and grandson, age 2 living with me. She helps, but doesn’t make a whole lot of money. Baby boy is pretty neat–we just pulled him out of a daycare that lots of people like, but I didn’t. The licensee got busted for having 18 kids and one caregiver, and some other stuff. I was suspicious of some stuff there, so my daughter and I found a daycare where the lady is only going to take 5 little ones, and she homeschooled(s) all of her kids. He’s just too little to be left in a situation like he was. I’m SOOO busy with all of this st

by Kris Reid  May 12, 2010 3:23 am

Hi, yesterday late at night our car passenger side of the window got smash by a robber trying to take our stereo system but they can’t get it out they left marks and scratch on it. Also our slider door the bottom of it gets scratch and it is messed up too because I think that they try to get in the slider door first then the glasses. We call the cops already and they give us a case number. Then I call my insurance State Farm and they told me to tell them which body shop are we going to get it fix then call them first and foremost before we make agreement to do anything at then they told me Lithia will be great because they don’t just do glasses repair they do whole body shop kind of mechanic. So we went there and then the guy said that he is going to give an estimate to the insurance company and they told us to wait for the phone call, so does that mean that everything is taken care of and we don’t have to call State Farm because he is alread giving an estimate to the Insurance company

by Kris Reid  May 11, 2010 7:03 am

OK – so it was this lady’s fault, smashed right into him. She’s admitted was her fault and she has full insurance, my son only has 3rd party.
Both doors and pillar damaged (maybe structural as well)
It’s not an expensive car, my son is 17 – first car, couldn’t afford a flash one – anyhow, so I would think the repairs would outweigh the cost of the car.

So does Insurance only pay out the market value only, or market value plus a bit more, or trade in value…

What could I expect as I’ve never dealt with Insurance before, just heard they screw everyone over :-(

Thanks.
What I mean about ‘extra’ is we’ve just spent a grand on it in the past 4 months, work done and new radiator etc….

by Kris Reid  May 5, 2010 1:18 pm

I was in a car accident yesterday evening. i had made a left at the light and i was in the left lane. There are two lanes. There apparently was a car pulled over at the right shoulder but since i was in the left lane preparing to make another left i paid that car no attention when out of no where we crash right into each other. Like there was no time to break it was in the blink of an eye! It seems like she was trying to make a u turn accross both lanes and maybe she thought she could make it or i wasn’t going that fast. I mean I didn’t even see this women coming at all i just remember I’m driving, I blinked and I’m crashing and sliding over to the other side of the street. My car is wrecked. smashed in the front and the wheels are smashed on the right side. She apparently hurt her neck. And my 3 yr old son and I are a little bumped and bruised. I didn’t break any bones but i’, a liitle sore in my chest and back. My car is an old 95 chevy thaty is paid off and was given to me for free. My aunt told me to just get liability so thats what I got. But do you think i can sue the other driver for damges and repairs. it was her fault and I heard the police say they thought it was her fault. She never got out of her car but i was able to climb out and i asked her if she was alright twice and she really wasn’t trying to speak to me or the off duty cop that pulled up. then i wasn’t able to get her info because the ambulance took me and my son away. So do you think i have a case. my dad said I should get a lawyer. and the police report takes a few days. will the police report have her insurance info on it?

© Smash Repairs 2017.