I live in California. My car was in an accident and the other insurance company paid for damages. I chose how and how much of the money to spend on the repairs. Now they are asking to come and verify the repairs by sending an agent to look over the car. Do I have to repair the car, and do I have to allow them to come and view the repairs?
I know Geico offers some sort of insurance that will pay for routine car repairs (not an accident), but does anyone know how it works? Any other companies you know of?
Today someone cut me off on my street, I turned my car to avoid hitting them, but hit the curb. They kept going, and of course I stopped…I didn’t think anything happened except that my hub cap flew off…I was only going 20k if that, yet, the rim smashed and now something called the table bar on the right side.. so, the repairs costs less than my deductable,so obviously I won’t claim that, however, if there is more damage they don’t see…is any of this covered by insurance..I mean in general, does another car have to be involved in an accident to claim something, say my frame is bent and the car is totaled is this type of thing covered….Thanks for any info anyone can give me 
I was in an accident on my part. I was planning to switch insurance companies thatweek so cancelled one to use another that i hadn’t finalized yet. My car is pretty nice 2004 14,000 dollar red tinted windows fully automatic…V6. I bought the car several months ago and make monthly payments on it. Now the car is sitting in an auto body shop a car behind me slammed into me and my gas tank was smashed in and my rear crashed in and the back window. Other than that it still drives, all wheels on and front 100 percent in tack, but because of gas tank won’t open and needs replacement an est. cost for repair is 7,000. What should I do? I can’t afford repairs on my own. I realize what an idiot i was to drive without coverage even for a day. Should I just sell my car or to a junk yeard. I’m still making mo. payments on it though. I’m so confused and i have to get it out of lot it is in right now by friday or they will put a lien on it…Yikes……Any advice and useful knowledge ASAP!!!!
WOW…thanks for so many answers…I think i should bring it home and continue making payments on it huh? It was co-owned to make matters terribly worse and i haven’t told the other person. If didn’t may they were the co-signer… so i have no choice.
